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Jiko Partner API (Version: fd60d28d)

Introduction

Welcome to the Jiko API Reference! Jiko enables you to integrate money storage and movement, backed by the safety and security of US Treasury Bills. Use the Partner API if you are building an application that embeds Jiko’s services and offers Jiko products to your own customers. The Partner API will then enable your application to interact with Jiko on behalf of your customers.


At the core of our platform is the Jiko Pocket: a pair consisting of a bank account and a brokerage account. When money is deposited into a Pocket, the funds are automatically invested in T-bills. When a payment or withdrawal is made, T-bills are immediately liquidated and used as cash. Customers can have multiple Pockets, and each Pocket is associated with a single T-bill maturity: 4-week, 13-week, 26-week or 52-week.


The API Reference covers everything you need to build a full application leveraging the Jiko platform:


  • Onboarding customers
  • Funding Pockets via ACH or Wire
  • Viewing and managing Pockets (including monthly statements and trade confirmations)
  • Making payments and transfers via ACH, Wire, On-Us (Book) Transfer or Debit Card

When you’re ready to start building, please contact us at partner.support@jiko.io to request sandbox access.

Download OpenAPI description
reference.json
reference.yaml
Languages
Servers
Production server
https://{partner}.partner-api.jikoservices.com
Sandbox server
https://{partner}.sandbox-api.jikoservices.com

Accounts

Use these endpoints to view Account information. Jiko Accounts (also known as Pockets) consist of a bank account and a brokerage account. When funds are deposited into a Pocket, they’re immediately invested in T-bills.


In the API interface, the Account object encapsulates both accounts and can be treated as a single account to deposit to or withdraw from.

Operations

Customers

Use these endpoints to view and manage personal details for a Customer.

Operations

Transactions

Use these endpoints to view Transactions of funds moving in and out of Jiko Accounts, specifically the bank account component (cash deposits and withdrawals). For viewing information regarding the brokerage account component (buying and selling of T-bills), use Trades.

Operations

Trades

Use these endpoints to view Trades, or transactions related to the buying and selling of T-bills, within the brokerage account component of Jiko Pockets.

Operations

Statements

Use these endpoints to retrieve monthly statements for bank and brokerage accounts.

Operations

List Customer Statements

Request

Get all statements for all accounts of a specific customer.

Security
HTTPBearer
Path
customer_idstring(uuid)(Customer Id)required
Query
account[]Array of Account[] (strings) or Account[] (null)(Account[])
Any of:
orderstring(Order)
Default "desc"
Enum"desc""asc"
type[]Array of strings(Type[])
Default []
Items Enum"1099B""1099INT""BANK""BROKERAGE""CONSOLIDATED_BANK""CONSOLIDATED_BROKERAGE"
keyKey (string) or Key (null)(Key)

Date formatted either YYYY or YYYY-MM

Any of:

Date formatted either YYYY or YYYY-MM

string(Key)^\d{4}(-\d{2})?$
cursorstring(Cursor)
Default ""
limitinteger(Limit)> 0
Default 30
Headers
x-jiko-idempotencystring(uuid)(X-Jiko-Idempotency)required
x-jiko-signaturestring(X-Jiko-Signature)required
curl -i -X GET \
  'https://your-partner-name.partner-api.jikoservices.com/api/v1/customers/{customer_id}/statements/?account%5B%5D=497f6eca-6276-4993-bfeb-53cbbbba6f08&order=desc&key=string&limit=30' \
  -H 'Authorization: Bearer <YOUR_TOKEN_HERE>' \
  -H 'x-jiko-idempotency: 497f6eca-6276-4993-bfeb-53cbbbba6f08' \
  -H 'x-jiko-signature: string'

Responses

Successful Response

Bodyapplication/json
prev_pagePrev Page (string) or Prev Page (null)(Prev Page)
Any of:
string(Prev Page)
next_pageNext Page (string) or Next Page (null)(Next Page)
Any of:
string(Next Page)
itemsArray of objects(Items)required
items[].​idstring(uuid)(Id)required
items[].​jiko_account_idJiko Account Id (string) or Jiko Account Id (null)(Jiko Account Id)required
Any of:
string(uuid)(Jiko Account Id)
items[].​typestring(Type)required
Enum"1099B""1099INT""BANK""BROKERAGE""CONSOLIDATED_BANK""CONSOLIDATED_BROKERAGE"
items[].​keystring(Key)required
items[].​pdf_download_urlstring(uri)(Pdf Download Url)[ 1 .. 2083 ] charactersrequired
items[].​time_createdstring(date-time)(Time Created)required
items[].​csv_zip_download_urlCsv Zip Download Url (string) or Csv Zip Download Url (null)(Csv Zip Download Url)required
Any of:
[ 1 .. 2083 ] characters
string(uri)(Csv Zip Download Url)[ 1 .. 2083 ] characters
items[].​object_typestring(Object Type)read-onlyrequired
object_typestring(Object Type)
Default "CursorList"
Response
application/json
{
  "prev_page": "cj0xJnA9MjAyMi0xMi0yMSsxNyUzQTIyJTNBMDguNjc5MzQ5JTJCMDAlM0EwMA==",
  "next_page": "cD0yMDIyLTEyLTE5KzE5JTNBNTQlM0EyNy4xODMyNzglMkIwMCUzQTAw",
  "items": [
    { … }
  ],
  "object_type": "CursorList"
}

List Account StatementsDeprecated

Request

Lists all statements for an account. Partners can expect monthly statements to be available by the 15th of every month.


Bank and Broker dealer statements are sensitive documents. For security reasons, these URLs have a 10 minute TTL. Therefore, they should be fetched and served just-in-time, not stored in databases.

Security
HTTPBearer
Path
account_idstring(uuid)(Account Id)required
Query
orderstring(Order)
Default "desc"
Enum"desc""asc"
type[]Array of strings(Type[])
Default []
Items Enum"1099B""1099INT""BANK""BROKERAGE""CONSOLIDATED_BANK""CONSOLIDATED_BROKERAGE"
keyKey (string) or Key (null)(Key)

Date formatted either YYYY or YYYY-MM

Any of:

Date formatted either YYYY or YYYY-MM

string(Key)^\d{4}(-\d{2})?$
cursorstring(Cursor)
Default ""
limitinteger(Limit)> 0
Default 30
Headers
x-jiko-idempotencystring(uuid)(X-Jiko-Idempotency)required
x-jiko-signaturestring(X-Jiko-Signature)required
curl -i -X GET \
  'https://your-partner-name.partner-api.jikoservices.com/api/v1/jiko-accounts/{account_id}/statements/?order=desc&key=string&limit=30' \
  -H 'Authorization: Bearer <YOUR_TOKEN_HERE>' \
  -H 'x-jiko-idempotency: 497f6eca-6276-4993-bfeb-53cbbbba6f08' \
  -H 'x-jiko-signature: string'

Responses

Successful Response

Bodyapplication/json
prev_pagePrev Page (string) or Prev Page (null)(Prev Page)
Any of:
string(Prev Page)
next_pageNext Page (string) or Next Page (null)(Next Page)
Any of:
string(Next Page)
itemsArray of objects(Items)required
items[].​idstring(uuid)(Id)required
items[].​jiko_account_idJiko Account Id (string) or Jiko Account Id (null)(Jiko Account Id)required
Any of:
string(uuid)(Jiko Account Id)
items[].​typestring(Type)required
Enum"1099B""1099INT""BANK""BROKERAGE""CONSOLIDATED_BANK""CONSOLIDATED_BROKERAGE"
items[].​keystring(Key)required
items[].​pdf_download_urlstring(uri)(Pdf Download Url)[ 1 .. 2083 ] charactersrequired
items[].​time_createdstring(date-time)(Time Created)required
items[].​csv_zip_download_urlCsv Zip Download Url (string) or Csv Zip Download Url (null)(Csv Zip Download Url)required
Any of:
[ 1 .. 2083 ] characters
string(uri)(Csv Zip Download Url)[ 1 .. 2083 ] characters
items[].​object_typestring(Object Type)read-onlyrequired
object_typestring(Object Type)
Default "CursorList"
Response
application/json
{
  "prev_page": "cj0xJnA9MjAyMi0xMi0yMSsxNyUzQTIyJTNBMDguNjc5MzQ5JTJCMDAlM0EwMA==",
  "next_page": "cD0yMDIyLTEyLTE5KzE5JTNBNTQlM0EyNy4xODMyNzglMkIwMCUzQTAw",
  "items": [
    { … }
  ],
  "object_type": "CursorList"
}

Manage Cards

Use these endpoints to view and manage Card information.

Operations

Physical Cards

Use these endpoints to create, view, and manage Physical Debit Cards.

Operations

Virtual Cards

Use these endpoints to create, view, and manage Virtual Debit Cards.

Operations

Businesses

Use these endpoints to initiate, manage, and complete KYB for Businesses. When an application has status: “APPROVED”, a Customer is created for the Business. Customers can have multiple Pockets.

Operations

Individuals

Use these endpoints to initiate, manage, and complete KYC for Individuals. When an application has status: “APPROVED”, a Customer is created for the Individual. Customers can have multiple Pockets.

Operations

Events

Use these endpoints to view Events.

Operations

Health

Use these endpoints to setup automatic health checks for the Partner API.

Operations

Sandbox

Use these endpoints to initiate sandbox functionality.

Operations

Security

Use these endpoints to authenticate requests to the Jiko API.

Operations

Subscriptions

Use these endpoints to create, view, and manage Subscriptions. Subscriptions provide Partners with the ability to subscribe to Events. Once subscribed, Events will be sent to the specified URL.

Operations

Webhooks

Webhooks

Reports

⚠️ Experimental ⚠️ These endpoints are subject to change.

Use these endpoints to interact with Reports.

Operations

ACH

Use these endpoints to create, view, and manage ACH Transfers.

Operations

Counterparties

Use these endpoints to view Counterparties. Counterparties represent external accounts when moving funds in or out of a Jiko Account. Jiko will only transfer funds between accounts where the Counterparty has status: “VERIFIED”, meaning ownership of the account has been confirmed.

Operations

On-Us Transfers

Use these endpoints to create and view On-Us (Book) Transfers between Jiko accounts.

Operations

Portals

Use these endpoints to create and view Portals. Portals allow third-party financial institutions to initiate ACH and wire transfers. A Portal consists of a routing and an account number. Multiple Portals can be created for a single Pocket.

Operations

Wires

Use this endpoint to initiate Wire Transfers.

Operations

Pockets

Operations

Trading Strategies

Operations

Transactions V2

Operations

Health

Use these endpoints to setup automatic health checks for the Partner API.

Operations

Counterparties V2

Operations

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