# Create Application Create an application. You must apply to potentially create a customer using the application, assuming KYC is successful. When creating an application, keep in mind that customers must be at least 18 years old to open an account with Jiko. Endpoint: POST /api/v1/applications/ Version: Version: 5153994b Security: HTTPBearer ## Header parameters: - `x-jiko-idempotency` (string, required) - `x-jiko-signature` (string, required) ## Request fields (application/json): - `identification_number` (string, required) Applicant's Identification number - `name` (object, required) Applicant's full name - `name.first_name` (string, required) First Name - `name.middle_name` (any) Middle Name - `name.last_name` (string, required) Last Name - `email` (string, required) Applicant's email address - `date_of_birth` (string, required) Applicant's date of birth - `investment_profile` (any, required) — one of (discriminator: employment_status): Investment profile contains information required by FINRA Suitability Rule 2111 - EMPLOYED: - `income` (string, required) Applicant's estimated annual income in USD. Enum: "BELOW_50K", "BETWEEN_50K_AND_100K", "BETWEEN_100K_AND_250K", "OVER_250K" - `net_worth` (string, required) Applicant's estimated average personal net worth in USD. Enum: "BELOW_50K", "BETWEEN_50K_AND_200K", "BETWEEN_200K_AND_1M", "BETWEEN_1M_AND_5M", "OVER_5M" - `bd_association` (any) Name of broker-dealer association or employment. Disclosure is required by law if applicable, else, leave empty - `director_policy_maker_of_company` (any) Name of company where customer is director or policy maker. Disclosure is required by law if applicable, otherwise, leave empty - `occupation` (string, required) Applicant's occupation. Needs to be filled out if employment status is Employed. - `employment_status` (string, required) - INDEPENDENT: - `income` (string, required) Applicant's estimated annual income in USD. Enum: same as `income` in "EMPLOYED" (4 values) - `net_worth` (string, required) Applicant's estimated average personal net worth in USD. Enum: same as `net_worth` in "EMPLOYED" (5 values) - `bd_association` (any) Name of broker-dealer association or employment. Disclosure is required by law if applicable, else, leave empty - `director_policy_maker_of_company` (any) Name of company where customer is director or policy maker. Disclosure is required by law if applicable, otherwise, leave empty - `occupation` (any) Applicant's occupation. Needs to be filled out if employment status is Employed. - `employment_status` (string, required) - RETIRED: - `income` (string, required) Applicant's estimated annual income in USD. Enum: same as `income` in "EMPLOYED" (4 values) - `net_worth` (string, required) Applicant's estimated average personal net worth in USD. Enum: same as `net_worth` in "EMPLOYED" (5 values) - `bd_association` (any) Name of broker-dealer association or employment. Disclosure is required by law if applicable, else, leave empty - `director_policy_maker_of_company` (any) Name of company where customer is director or policy maker. Disclosure is required by law if applicable, otherwise, leave empty - `occupation` (any) Applicant's occupation. Needs to be filled out if employment status is Employed. - `employment_status` (string, required) - STUDENT: - `income` (string, required) Applicant's estimated annual income in USD. Enum: same as `income` in "EMPLOYED" (4 values) - `net_worth` (string, required) Applicant's estimated average personal net worth in USD. Enum: same as `net_worth` in "EMPLOYED" (5 values) - `bd_association` (any) Name of broker-dealer association or employment. Disclosure is required by law if applicable, else, leave empty - `director_policy_maker_of_company` (any) Name of company where customer is director or policy maker. Disclosure is required by law if applicable, otherwise, leave empty - `occupation` (any) Applicant's occupation. Needs to be filled out if employment status is Employed. - `employment_status` (string, required) - UNEMPLOYED: - `income` (string, required) Applicant's estimated annual income in USD. Enum: same as `income` in "EMPLOYED" (4 values) - `net_worth` (string, required) Applicant's estimated average personal net worth in USD. Enum: same as `net_worth` in "EMPLOYED" (5 values) - `bd_association` (any) Name of broker-dealer association or employment. Disclosure is required by law if applicable, else, leave empty - `director_policy_maker_of_company` (any) Name of company where customer is director or policy maker. Disclosure is required by law if applicable, otherwise, leave empty - `occupation` (any) Applicant's occupation. Needs to be filled out if employment status is Employed. - `employment_status` (string, required) - `agreement_consent` (object, required) Consent object for agreements - `agreement_consent.version` (string, required) Agreement version - `agreement_consent.timestamp` (string, required) Timestamp of applicant's acknowledgement of the agreements - `originally_onboarded_at` (any) Original onboarding time of applicant - `identification_type` (string) Type type of identification provided in the identification_number field. The options are * SSN: Social security number * PASSPORT: A passport number * INTERNATIONAL_ID: A government-issued national identity card. Note: Selecting this value may prevent automatic onboarding and require manual review. Note: This field will be made mandatory in a future release. Currently defaults to SSN. Enum: "SSN", "PASSPORT", "TIN", "DRIVERS_LICENSE", "INTERNATIONAL_ID" - `identification_number_issuing_country` (any) The country that issued the applicant's identification number. Country in ISO-3166 Alpha-2 format. Note: This field will be made mandatory in a future releases. - `address` (object, required) Address object - `address.street_address` (string, required) Street address - `address.street_address2` (any) Apartment, Suite, Box number, etc. - `address.city` (string, required) City / Town - `address.postal_code` (string, required) Postal code / ZIP code - `address.state` (any) State (Postal Abbreviations. Example: "AL", "NJ", "OH") - `address.country` (string, required) A ISO-3166 Alpha-2 country code (Abbreviated. Example: "US") - `phone_number` (string, required) Applicant's phone number. Note: It will be required to include country codes in accordance to the E.164 spec in a future release, or ^\+[1-9]\d{1,14}$. - `citizenship_country` (any) The applicant's citizenship country in ISO-3166 Alpha-2 format. ## Response 201 fields (application/json): - `id` (string, required) - `time_created` (string, required) - `updated_at` (string, required) - `phone_number` (string, required) Applicant's phone number. Note: It will be required to include country codes in accordance to the E.164 spec in a future release, or ^\+[1-9]\d{1,14}$. - `agreement_consent` (object, required) - `exception_reasons` (array) - `email` (string, required) - `status` (string, required) Enum: "CREATED", "PENDING", "SUBMITTED", "DOCUMENTS_NEEDED", "APPROVED", "REJECTED", "MANUAL_REVIEW" - `name` (any, required) - `date_of_birth` (any, required) - `date_of_birth` (string, required) - `investment_profile` (any, required) - `customer_id` (any) null until application status is APPROVED - `documents` (array) - `documents.id` (string, required) - `documents.type` (string, required) Enum: "ID_FRONT", "ID_BACK", "ID_BARCODE", "SELFIE", "IDENTIFICATION_NUMBER_VERIFICATION", "ADDRESS_VERIFICATION", "PASSPORT", "EIN_CONFIRMATION", "OPERATING_AGREEMENT", "PARTNERSHIP_AGREEMENT", "ARTICLES_OF_INCORPORATION", "BYLAWS", "PROOF_OF_501_STATUS", "ARTICLES_OF_ASSOCIATION", "CORPORATE_CHARTER", "TRUST_FORMATION_RECORDS", "LIST_OF_TRUSTEES", "LEGAL_ANALYSIS_OF_BUSINESS_MODEL", "COINS_AND_TOKENS_LISTED_AND_OFFERED", "COIN_RATING_POLICY_AND_PROCEDURES", "TYPE_OF_BLOCKCHAIN_ANALYTICS_USED", "MARKET_MANIPULATION_POLICY", "BSA_AML_OFAC_POLICIES", "INDEPENDENT_AML_AUDIT_REPORT", "BSA_AML_OFAC_INTERNAL_RISK_ASSESSMENT", "ARTICLES_OF_ORGANIZATION", "FLOW_OF_FUNDS", "BANK_STATEMENTS_1", "BANK_STATEMENTS_2", "BANK_STATEMENTS_3", "ORG_CHART", "BUSINESS_DESCRIPTION", "CERTIFICATE_OF_GOOD_STANDING", "CERTIFICATE_OF_TRADE_NAME", "COMPANY_RESOLUTION", "SIGNATURE_AUTHORIZATION", "BANK_STATEMENT", "BUSINESS_LICENSE", "CERTIFICATE_OF_EXISTENCE", "CERTIFICATE_OF_ASSUMED_NAME", "COMPANY_REGISTRATION_DOCUMENT", "INTERNAL_KYC_AUDIT", "EXTERNAL_KYC_AUDIT", "KYC_POLICIES_AND_PROCEDURES", "WIRE_COUNTERPARTY_VERIFICATION", "OTHER" - `documents.status` (string, required) Enum: "PENDING_UPLOAD", "PENDING_REVIEW", "APPROVED", "INVALID" - `documents.exception_reason` (any) - `documents.name` (any) - `id_verification_documents_needed` (boolean, required) - `identification_number_verification_document_needed` (boolean, required) - `address_verification_document_needed` (boolean, required) - `address` (object, required) Address object - `address.street_address` (string, required) Street address - `address.street_address2` (any) Apartment, Suite, Box number, etc. - `address.city` (string, required) City / Town - `address.postal_code` (string, required) Postal code / ZIP code - `address.state` (any) State (Postal Abbreviations. Example: "AL", "NJ", "OH") - `address.country` (string, required) A ISO-3166 Alpha-2 country code (Abbreviated. Example: "US") - `citizenship_country` (any) The applicant's citizenship country in ISO-3166 Alpha-2 format. - `identification_number_issuing_country` (any) The country that issued the applicant's identification number. Country in ISO-3166 Alpha-2 format. Note: This field will be made mandatory in a future releases. - `object_type` (string, required) ## Response 422 fields (application/json): - `detail` (array) - `detail.loc` (array, required) - `detail.msg` (string, required) - `detail.type` (string, required) - `detail.input` (any) - `detail.ctx` (object)